When you’re entrusting your money, potentially thousands of dollars, to an organization, you want to know that your interactions will be smooth. Customer service and digital experience: 20% Interest rates were the single most important factor in our calculations to determine the best three-year CDs.

You deserve to get the most for your money and it’s important that you do. While high-yield savings accounts currently offer amazing yields, those can change at any time, up or down. You likely wouldn’t be looking at CDs if you weren’t interested in getting a great CD rate.